Open a thinkmoney Current Account in minutes and take control of your finances using the thinkmoney app. We are the digital banking service that helps you pay your bills on time and improve your credit score. 3 out of 4 of our customers have done just that! If you’re looking for no-nonsense banking, you’re in the right place.
EASY BANKING FOR EVERYDAY PEOPLE
We’re here to make banking simple. No credit checks, no jargon, no unexpected fees. Even better? The thinkmoney app lets you manage your money at the touch of a button, even when you’re on the go.
Our easy-to-use app gives you 24/7 access to your account, helping you feel more in control of your money than ever before. Check your balance and transactions, see what payments are due for the next 3 months, send money in seconds and so much more.
STAY ON TOP OF YOUR BILLS
No one wants to spend hours budgeting, so our unique Smart budgeting feature does it for you! When your money comes in, enough is automatically set aside to cover your bills and the rest goes onto your card. Your bills are paid on time, every time and you’re always in control of what you spend.
KEEP UP TO SPEED WITH YOUR ACCOUNT
Push notifications send instant updates straight to your phone. You’ll always know when money goes into your account, money goes out, if you need to top up your account to cover a payment and more to keep you in the loop.
KEEPING YOUR MONEY SAFE
The money you hold in your thinkmoney Current Account is not protected under the Financial Services Compensation Scheme (FSCS). As thinkmoney is authorised and regulated by the FCA as an e-Money Institution, your money is protected and, unlike the FSCS, this protection is not limited to a certain amount. This means that your money is held separately and securely in a safeguarded account held with the Royal Bank of Scotland. In the event of thinkmoney’s insolvency any customer money would be re-paid after the Insolvency Practitioner’s costs for distributing any money owed to customers.
MAKING THINGS BETTER WITH YOU
Our app just gets better and better. The only way we can do that is by listening to you. We’ve built a thinkmoney community with our customers, and it’s your input that helps us keep improving.
Download the thinkmoney app today and say hello to no-nonsense banking.
