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Super Loan Calculator is a program for calculating and planning credit payments.
The program conducts calculating of annuity, differential and “free” payment profiles.
Besides the operating standards like loan amount, time period, payment amount, loan issue date, and the first down-payment date, the following parameters can be set during the calculating:
- periodic of payments - weekly, monthly, quarterly, yearly;
- the consideration of weekends;
- the last day of the month as a payment date;
- nonrecurring commission – a fixed sum; a percentage of the credit amount;
- banking payment commission – a fixed sum, a percentage of the payment amount, a percentage of the loan balance.
The program allows starting extra payments both on the payment date as per schedule and any other day changing the schedule by default.
After calculating the payment profile, it is possible:
- to change the calculated dates for statutory payments;
- to change the set dates of extra payments;
- to change banking payment commission;
- to change the percentage rate;
- to change the amount of periodic statutory payment;
- to change the amount of extra payments;
- to correct the interest accrued to fit the calculating of the bank.
It is possible to change the first down-payment so that it would correspond with amount of percent to pay.
There are reminders about future payments. It is also possible to download the calculations into a file or Excel table.
In the extended version of the program:
- The advertising is turned off;
- The import of the calculations that was downloaded into a file earlier is accessible
