Two ways to Zilch.
Join over 2 million customers and pay the way you want to.
Buy now and pay later over 6 weeks for free at 1000s of stores online, including Amazon and eBay. For a small fee, shop anywhere else, in-store or online, including when you pay with Apple Pay.*
Or Pay in 1 and instantly get up to 2% back in Zilch Rewards every time. You can use your Rewards anywhere, putting them towards your next buy, or saving them for that special something.
Zilch - How does it work?
1) Choose the store you want to shop at.
2) Can’t find the store you want to shop at? Choose Zilch Anywhere.
2) Select where you want to shop: online or in-store.
3) Select how you want to pay: Pay in 4 or Pay in 1 to get up to 2% cashback in Zilch Rewards.
4) Enable your card and shop!
About Zilch
Zilch is a different kind of payments company. Created from the ground up to help our customers have, do and be whatever they want, responsibly.
For your peace of mind, Zilch won’t affect your credit score. Responsible lending is at our core so we only lend you what you can afford.
We’re always open to improve so please let us know what you would like to see next. Send your suggestions to [email protected]
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+ ,UK residents only. Representative APR 18.1% (fixed). Rep Example: based on total spend: £240 (+ £2.50 transaction fee). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply. For all new customers, purchases made online at a retailer selected via the Zilch App will earn 2% in Zilch Rewards. All other Pay in 1 purchases will earn 0.5% in Zilch Rewards.
