Chip enables you to invest in unique real assets, alongside investment funds and cash savings.
DEPOSIT TO WIN £10,000
Chip’s Prize Savings Account. It's time for a more premium alternative to... Premium Bonds. Each month, we will pay over £10,000 in prizes. This includes a Grand Prize of £10,000, as well as 250 smaller prizes of £10.
It’s free to enter, simply deposit £10 while holding at least £100 in the Prize Savings Account to be in the draw each calendar month (T&Cs and eligibility criteria apply).
INVEST IN REAL ASSETS
With our Alternative Assets platform, you could own a piece of something amazing like a Ferrari, a luxury watch, a whisky barrel, or even a Picasso.
We work with expert partners to carefully curate our selection of Alternative Assets and we’re working on bringing them to you in a seamless in-app experience.
Investing in alternatives is a strategy that’s generally been employed by the ultra-wealthy for years to add diversity to their portfolios and aim to protect their money from inflation and sudden downturns in the market.
INVEST IN FUNDS
We make it easy to put your money to work with investment funds powered by the biggest asset managers in the world, like BlackRock, Vanguard and Invesco.
These diversified funds enable you to invest in a wide range of assets all at once. You can choose between funds that are globally diversified, specialise in ethical investments and clean energy, or get in on the next big thing and invest in emerging markets. We’re always expanding this list too.
DEPOSIT IN SAVINGS ACCOUNTS
All our savings accounts are provided by UK authorised banks and covered by the Financial Services Compensation Scheme (FSCS).
Earn interest every day on easy-access, or monthly with a notice account, or win prizes of £10-£10,000 with the Chip Prize Savings account.
WHAT INVESTMENT ACCOUNTS DOES CHIP OFFER?
An Individual Savings Account (ISA) allows you to invest up to £20,000 every tax year, and any profits you make are protected from tax.
We offer users the chance to make more of their money with a Stocks and Shares ISA. All the funds we offer are suitable for use with a Stocks and Shares ISA.
If you have more than £20,000 to invest, or your annual ISA allowance is already full, you can use a General Investment Account (GIA), though this comes with no tax benefit.
WHY SHOULD I INVEST WITH CHIP?
As a Chip user, you can build a portfolio across alternative assets and a wide range of investment funds.
Our Savings Plans also enable you to top up your investment funds or savings accounts automatically, either using our award-winning AI, or make your own fully custom automated investment strategy.
SECURITY AS STANDARD
We provide the highest level of security as standard, offering 256-bit encryption, 3D Secure and the latest Open Banking technology. All savings accounts in Chip are eligible for FSCS protection on up to £85,000 of savings. Our award-winning UK-based customer support team is on hand.
INVEST WITH CHIP
Join 500,000 users seeking to build a better financial future with Chip - crowned Personal Finance App of the year 2022 at the British Bank Awards.
When investing your capital is at risk, past performance is no indication of future performance. The information communicated is generic and not specific to any particular investment. It does not constitute and should not be interpreted as either tax or financial advice. Investing in alternative assets involves risks, including illiquidity, lack of dividends and loss of capital, and it should be done only as part of a diversified portfolio. This service does not fall under P1 Investment Management Limited's authorisation by the FCA. Promotion is for pre-marketing purposes only. Service not yet available. Alternative Assets are a High Risk Investment. No FSCS protection. The value of investments can go down as well as up.
