Zeta Joint Accounts are spending & saving accounts designed for two. When you sign up, you get one joint bank account, two debit cards, and a mobile app with tons of smart automation to help your relationship thrive. Plus, there are no monthly fees, overdraft fees, or minimum balances.
HOW IT WORKS
Opening a joint bank account is quick and painless with Zeta. It takes 5 minutes or less!
Sign up and invite your partner - so they can confirm their info
Receive your own Zeta Cards (virtual & physical debit cards for each of you)
Start saving and spending as a team!
Here’s how a Zeta joint bank account can help you can master money as a team:
ONE ACCOUNT THAT DOES IT ALL
Pay bills, save for goals & track shared spending — together, all in one place. Plus Zeta is flexible and works seamlessly alongside your existing accounts.
LET ZETA DO THE WORK
Zeta Joint Accounts can take on your money chores. We’ll remember when your bills are due & even pay them for you. Plus we’ll recommend automated savings plans for specific goals, and we’ll always tell you how much of your money is available to spend.
COMMUNICATE LIKE PROS
No more asking if a check cleared or what that mystery charge is. We create transparency for your team and make it easy for you to stay on the same page about your finances and spending habits.
SUPPORT AT EVERY STEP
Your dedicated Zeta Concierge (yes, a real human!) is here to help you get the most out of your Zeta experience. They’ll help you navigate your joint bank account, understand how to use new features, and support your team in any and all money moves you make.
ZETA KEEPS YOUR MONEY (AND DATA) SAFE
Your Zeta Joint Account is FDIC-insured up to the standard maximum. Plus security measures like AES 256-bit encryption, two factor authentication, and Touch or Face ID (on supported devices), keep your data secure. We don’t store your financial login credentials and will never sell your data.
With your Zeta Joint Account, you can also:
- Access 55,000+ fee-free ATMs
- Earn 4x interest boost when you set up qualifying direct deposits
- Receive daily balance alerts & instant transaction notifications
- Save easily for all your goals with sub-accounts & automated savings
- Set aside money for bills automatically & let Zeta pay them for you
- Know how much of your account balance is safe or “available to spend”
- Automate paychecks and deposits
- Message your partner on transactions
- Use virtual cards & in-app controls
- Add your Mastercard debit card to Google Pay™
- Get notifications when you get paid, receive a refund & have low balance
- Make payments via check, ACH & wires (pending eligibility)
We know that every couple and relationship is different, and that opening a joint bank account can be a tough decision. No matter how you manage your shared finances, Zeta Joint Accounts can help you better navigate the financial issues that trouble any and (almost) every relationship.
READY TO GET STARTED?
Here’s how to open the best joint bank account for your relationship:
- Download the app, and sign up for a Zeta Joint Account
- Invite your partner (pass them your phone, or invite them to download the app on their own phone)
- Set up direct deposit with your new joint bank account, or schedule a transfer from another financial institution
- Enjoy a new way to bank and make your relationship thrive
Learn more about your Zeta Joint Accounts: askzeta.com/joint-bank-account
For more information about how we protect your information see our privacy policy: askzeta.com/security
The Zeta Joint Card and Joint Account are offered by Piermont Bank, Member FDIC. Zeta Help Inc. is a service provider of the issuing bank. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate, up to $500,000. The Zeta Joint Debit Cards, provided by Mastercard, may be used everywhere where Mastercard Debit Cards are accepted.
