Updates and improvements under the hood to make your loan experience much better.
Pay Later with Plentina!
Plentina is a buy now, pay later app made by Filipinos for Filipinos. With Plentina, you can shop for products and services from your trusted stores now, and pay later on installment with a minimal service charge.
Register to Plentina in 3 easy steps!
1. Download the Plentina app.
2. Register - fill-up and submit your application along with a photo of your valid Philippines government-issued ID and a selfie while holding with the “#UnlockYourPotential”
3. Get notified on your phone when your application has been approved.
*Unlock higher credit limits by submitting a proof of employment together with proof of income.
Fast & Easy Approval
Enjoy a one time application process!
Build Your Credit History
Our non-cash store credit helps ensure that you only borrow for what you need para iwas budol. Repay on time to increase your credit limit up to P5,000. Submit your proof of income to boost your credit limit faster!
Safe & Easy Payment
Pay conveniently through our online payment channels: GCash and GrabPay from inside the Plentina app, or pay over the counter at any 7-Eleven store.
Reliable Customer Service
A dedicated customer service team is available to ensure that you enjoy our technologies and services with peace of mind.
Transparency
Plentina doesn't have any hidden fees. You will see how much you will have to pay depending on the payment term you’ve chosen. We don’t charge monthly interest. Our late fee is a flat 5% of the loan amount.
Plentina charges a flat service fee based on the payment term selected by the borrower. Plentina service fees do not accrue interest.
Credit limit amounts: ₱300 to ₱5,000
One-time service fee: 0% - 17.5%
Monthly Interest: 0%
Monthly EIR: 0% - 5.25%
APR: Minimum of 0% and a Maximum of 17.5%
Late fee: one-time fee of 5% of the loan amount
Minimum repayment period offered = 91 days
Maximum repayment period offered = 100 days
Example Fees: For an offer with an amount of ₱1,000 and with a 91-day term with 3 repayments, they would owe a 16% service fee of ₱160 for a full payment of ₱1,160 by the end of the term. For each month, the payment is broken down as follows:
- Month 1: ₱493.34 (₱333.33+160)
- Month 2: ₱333.33
- Month 3: ₱333.33
Service fee % varies depending on the merchant.
OUR PARTNER STORES:
7-Eleven CLiQQ Credit, Smart Prepaid, Agoda.com, Puregold, Southstar Drug, Philippine Airlines, Lazada, Zalora, Shopee, PLDT Home Wifi Prepaid, Razer, Kimstore, and more
Plentina continuously works with partners so you can enjoy more! Our customers are the reason Plentina exists. Pinapakinggan namin ang mga gusto niyong mga tindahan at serbisyo para sa mas lalong makadali sa inyong buhay!
Plentina’s physical address:
Plentina Lending, Inc.
8484 East Service Road
Km 18, South Superhiway, Sucat
Paranaque City, Metro Manila,
Philippines 1700
Plentina Lending Inc. is a fully registered online lender with SEC registration No. CS20200001117 and Certificate of Authority No. 3266.
Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.
