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Pemoney offers instant loan online starting from Rs. 1,000 to Rs. 3,00,000 at competitive rates of interest to individuals with a low monthly income of just Rs. 15,000 p.m with quick approval in 5 mins and fast disbursal. Pay easy EMIs as low as Rs.600* to quickly meet your financial needs with flexible tenure options. We have a 100% online loan process with instant loan approval.
Explore the option of instant personal loan online and live your life at peace. Apply for Home Credit cash loan and enjoy the best in life!
Loan characteristics:
* Loan amount from ₹,1000 to ₹3,00,000
* Repayment periods from 3 Month to 36 Month's
* APR from 3.5% to 26% per year
* Processing fees range from 2.5% to 5% (GST 18% applies)
* You may be charged up to 0.1 % daily late fees for late payments ( capped to 18% of the principal amount overdue ).
* No other hidden fees applicable to your loans!
Example of Cash calculation:
* Credit ₹5,000 at an APR of 26% (per year) with a tenure of 90 days
* Interest of loan = ₹5,000 x 26 %/ 365 x 90 = ₹217
* Processing fee of loan = ₹249 (with GST )
* Total cost of the loan = ₹466
* Total loan amount disbursed will be credit is ₹5000
* Total loan amount to repay will be ₹5,217
* Monthly repayments of ₹1739
Pemoney has disbursed over 1 lakh personal loans in the past 12 months and is one of the best Indian personal loan apps in the market which offers easy & quick loans to both self-employed and salaried individuals.
Why Choose Pemoney for Instant Personal Loan
->Affordable interest rates
->Convenient and affordable EMIs
->2-minute loan application process
->Paperless documentation
->Loans available for those with low credit scores as well
Transparency
We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent. They are:
INDIA :
IIFL Finance Ltd.
Incred Financial Services Ltd.
Fullerton India Credit Company Ltd.
Vivriti Capital Pvt. Ltd.
AU Small Finance Bank Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Western Capital Advisors Pvt Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Innofin Solutions Pvt. Ltd.
Philippines :
CREDITABLE LENDING CORPORATION
REGISTRATION NO. CS201817516
CERTIFICATE OF AUTHORITY NO.2749
Addess : Net Cube Plaza, 30th St. Cor 3rd Ave., Bonifacio Global City, Taguig City, Philippines 1643
Process
Pemoney is the fastest and quickest way to get an instant personal loan online. Follow these four steps to get an instant personal loan:
->Install the Pemoney online loan app.
->Register and check your personal loan eligibility.
->Provide KYC documentation.
->Sign your application and get instant approval for your personal loans.
Once approved, the loan amount will be credited to your account within a few days.
Eligibility
In order to apply for easy and quick personal loans, you should fulfill the following criteria:
->You should be a resident of India
->Your age should be between 21 years to 60 years
->You must be a salaried employee or self-employed individual
APP DISCLAIMER
The information provided by Pemoney (“we,” “us”, or “our”) on www.pemoney.in (the “Site”) and our mobile application is for general informational purposes only. All information on the Site and our mobile application is provided in good faith, this app does not provide any loan, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site or our mobile application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE AND OUR MOBILE APPLICATION. YOUR USE OF THE SITE AND OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE AND OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK.
