Moneta is the Best all-in-one Financial App that provides personalized experiences and financial facilities for your lifestyle and enables you to enjoy your life beyond limits.
Get the stuff you need now and pay later. Moneta gives you modern digital native credit for all of your needs with flexible repayment options. Moneta does everything a credit card does, and more. You even get online loans with instant approval and zero collateral. It is easier, faster, affordable, and more convenient. So stop wasting time with paperwork to apply for a credit card or a personal loan, and try Moneta's modern digital native credit facility instead. Download the Moneta app, get your credit limit and experience your life beyond limits.
Buy now, Pay later
Want to quickly buy things and pay for them in one shot? Just buy now, pay later. Use our flexible no-cost payment options on your favorite merchants' websites and mobile applications. You can even use your Moneta app to pay at any shop that accepts Lanka payments! Moneta also gives you access to no-cost Buy Now Pay Later options with partner merchants. Get credit that's easy, instant, and stress-free.
Instant Personal loan
Best Instant loan in Sri Lanka to support your lifestyle. We bypass the hurdles imposed by traditional institutions and provide more customers in more places access to money and the freedom to use it whenever and wherever they choose.
No bank visit, no collateral needed to apply Instant Loan facility in Moneta. We use alternative data to understand your creditworthiness to enable your credit limit. Instant Loan is designed by keeping people in the center. So the charges are designed as low.
Moneta's Instant Personal loan is a leading digital Credit offering in Sri Lanka. Moneta customers are able to get a credit limit between Rs 1,000 to Rs 1 lakh with instant approval and zero collateral. You can use it to travel, buy electronics, cover medical expenses, home renovations & more!
*Sample EMI Calculation*
Loan amount = Rs 10,000
Tenure = 3 months (91 Days),
APR of 35%*
Total Fees Payable for 91 Days = Rs 872.60
Total Cost of the Loan for 91 Days = Rs. 10,872.60
* Interest rate varies depending on your individual creditworthiness and Moneta Credit Score. Maximum Annual Percentage Rate is 30% to 50%.
Minimum and maximum period for Repayment for a Credit Facility is 61 Days to 366 Days.
Terms:
Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 12 months (366 days). Every loan amount we offer has the option to repay in a minimum of 61 days.
Instant Cash from 1,000 to 1 lakh with an Annual Repayment Period - 2 to 12 months (61 Days to 366 Days).
Percentage rate (APR) between 30% to 50% p.a on an equated monthly installment basis.
Revolve rates - 30% to 50% Revolve there is no period for repayment. It's a monthly rolling feature.
Signing up is simple
There is no lengthy paper documentation or complicated terms & conditions. Have your NIC, address, and employment proof handy.
We are dedicated to helping you make smarter financial decisions and provide a seamless experience to your lifestyle.
It is important to note, we believe in total transparency and data safety and security. All your information stored with us will never be shared with anyone for any reason. Read about our Privacy Policy: https://www.moneta.lk/privacy-policy
Have questions? Reach out to us at [email protected] or raise your query here: https://www.moneta.lk/contact-us
