Add changes to the loan setup
Earn between 12% -40% (Quarterly, Bi-annual and Per annum) by investing in loans and businesses.
KiaKia is the leading and best Peer-to-Peer lending investment platform in Nigeria (Inclusive Finance Conference and Awards, 2019)
KiaKia as a licensed lender originates, books, structures, facilitates and funds secured personal and business loans of between N10,000 and N100,000,000 and tenures ranging from 30 days to 24 months via its online platform. To achieve this, we essentially do what the banks do with less bureaucracy and administrative encumbrances. By lending out people’s funds, we believe that your money should work for you instead of someone else.
In 2017, we launched the KiaKia P2P on this principle. We created a peer-to-peer product to aggregate funds of those who have money to invest and lent it out to those who want to borrow it. We may not offer the lounge service and marble foyer of your bank, but we exist for people who want rewarding investments. Or a competitive and speedy loan that respects the time value of money for entrepreneurs.
You fund, we lend, you earn.
Rather than leave funds stashed and idle, you can provide it as capital which KiaKia uses to fund individuals and businesses to earn interests or share profits (if that is what suits your faith). With as little as N50,000 and as high as N25,000,000, you can earn as much as 36% interest depending the tenure election. You can also share profits from the earnings of businesses in selected industries.
Simple, Secure and Better earnings
With over N9,000,000,000 successfully lent out through KiaKia P2P with capital provided by individuals across the world, you can be one of those who put their money to good use in order to grow without any risk of losing it as a result of the security that backs all transactions.
The App is safe and secure. Users do not need to make withdrawal of interest or profit requests as interests or profits and capital are automatically credited to accounts on file.
KiaKia P2P is not a loans, savings or payment processing service. Funds for loans provided are lent out for individuals and businesses carefully profiled by KiaKia for interest and profit sharing.
We have implemented the best grade of internet security….so, no fears.
There are no processing fees nor hidden charges. What you see is what you get with us.
For our loans service -
Our interest rate for personal loans is 15% per month.
Minimum loan tenure of 180 days and maximum of 540 days.
Our Annual Percentage Rate (APR) is maximum at 180%.
A ₦50,000 loan for 30 days at 15% interest rate has a loan repayment sum of ₦58,300 where ₦50,000 is the loan principal, ₦7,500 is the interest charged at 15% and ₦800 is the applicable fee charged on the loan.
If you wish to apply for and obtain our loans, visit https://www.kiakia.co.
