PM SVANidhi

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Android 4.4+

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01.01.1970

Fecha de lanzamiento

Cambios recientes:

Small updated in the first term loan (10,000) flow.

Descripción:

PM SVANidhi – Official Mobile Application provides end-to-end solution to facilitate Lending Institutions – Banks/ NBFCs/ MFIs etc. to process loan applications of beneficiaries through their field agents.

MoHUA has, on June 01, 2020, launched ‘PM Street Vendor’s AtmaNirbhar Nidhi (PM-SVANidhi)’, to facilitate collateral free Working Capital loan up to ₹10,000, of 1 year tenure, to approximately 50 lakh Street Vendors, to resume their businesses. Incentives in form of interest subsidy (@7% per annum) and cash-back (up to ₹100 per month) are being provided to promote good repayment behavior and digital transactions. Scheme entails enhanced next tranche of loan on early or timely repayment.
Besides banks, for the first time NBFCs and MFIs have been included as Lending Institutions (LIs) for maximizing Scheme’s reach. A Graded Guarantee Cover is being provided through CGTMSE to these LIs, on portfolio basis, to encourage lending. The duration of the scheme is till March 2022.

More details of Scheme may be accessed at https://pmsvanidhi.mohua.gov.in/Home/Schemes

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