Two ways to Zilch.
Buy now and pay later over 6 weeks with no interest.
Or Pay in 1 and get 2% back.
Zilch is a different kind of payments company. Created from the ground up to help our customers have, do and be whatever they want, responsibly.
We give our customers the choice to pay two different ways.
Buy now and pay later for free at 1000s of stores online, including Amazon and eBay. For a small fee, shop anywhere else, in-store or online, including when you pay with Samsung or Google Pay.*
Pay in 1 and instantly get 2% back in Zilch Rewards to put towards your next buy, or save for that special something.
For your peace of mind, Zilch won’t affect your credit score, but know responsible lending is at our core and we use sophisticated tech so we only lend you what you can afford.
Thankfully doing the right thing by our customers has really worked for us. You’ll be joining a community over one million strong.
We’re always open to improve so please let us know what you would like to see next. Send your suggestions to [email protected]
Zilch Buy Now Pay Later - How does it work?
1) Choose the store you want to shop at.
2) Can’t find the store you want to shop at? Choose Zilch Anywhere.
2) Select where you want to shop: online or in-store.
3) Select how you want to pay: Pay in 4 or Pay in 1 to get 2% cashback.
4) Enable your card and shop!
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+ ,UK residents only. Representative APR 18.1% (fixed). Rep Example: based on total spend: £240 (+ £2.50 transaction fee). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply.