Thanks for downloading Plum!
Please note, we can only support Android devices running Version 7 and above.
Our Plum Visa Debit Card is released to Ultra subscribers (UK). They can now spend money from their Plum account, and can link the card to their Google Wallet™ to tap to pay everywhere contactless payments are accepted.
At Plum, we’re on a mission to make your money go further.
Our smart automation helps you put money aside and easily invest in what matters to you.
Here’s how…
GIVE YOUR BANK A BRAIN
• Link your bank accounts and credit cards to get an overview of all your finances
• Plum can automate your deposits to help you put more money aside over time
• You choose the Rules that control how much money you’d like to set aside
• Options include our AI algorithm and Round Ups
• Gamify the process with our 52 Week Challenge or Rainy Day Rule
• Withdraw anytime, as often as you’d like (except pension)
AUTOMATE DEPOSITS
• Use our Splitter to divide your deposits between savings and investments
• Earn up to 1.40% AER on your savings with a FSCS protected, Interest Pocket*
• Investment options include stocks†, funds and pensions
• Start investing in a Stocks & Share ISA or General Investment Account with just £1
* Easy Access Interest Pockets are provided by Investec Bank Plc.
† Automated stock investments COMING SOON !!!
UNLIMITED COMMISSION-FREE‡ STOCK INVESTING FOR ALL CUSTOMERS
• Create your profile in minutes to start buying and selling U.S. company stocks
• Choose shares (or fractionals) from +1,000 companies like Apple, Meta and Tesla
‡ A 0.45% currency conversion ‘FX’ markup and nominal regulatory fees still apply. If you were to buy and then sell 1 share worth $100, the total fees for these 2 trades would be around $0.90.
DIVERSIFY YOUR INVESTMENTS WITH FUNDS
• Choose from 21 different funds themed around risk level or sector
• Personalise your portfolio with funds like ‘Slow & Steady’, ‘Tech Giants’ or options with an ethical focus
• Funds are professionally managed and each one contains lots of different company shares
• As with all Plum investments, fees are intuitive and transparent
§Here are the fees that you’ll be charged when you invest with Plum:
• £1.00 minimum monthly subscription
• 0.48% average annual fund management plus provider fee‖
• No hidden transaction or trading costs
• No withdrawal fees or limits
‖ This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06–0.90% fund provider fee, depending on the specific investment fund(s) you choose.
GET READY FOR RETIREMENT
• Consolidate your existing pensions into a single Self Invested Personal Pension (SIPP)
• Invest your pension savings into a risk managed fund (based on your age and target retirement date)
• Pick from a range of diversified global funds
• There are no subscription charges for a Plum SIPP¶
• Get tax relief on your contributions
¶ A 0.45% annual Product Provider fee and average 0.25% annual fund management fee still apply.
Fund management fee depends on the fund(s) you choose.
COMPARE BILLS, SWITCH SUPPLIERS AND BUDGET BETTER
• Compare household bills, like energy, broadband and insurance
• We’ll let you know if there’s a better deal and can switch you in seconds
• Use Money Maximiser to get a real-time view of your budget
• A Plum Card is the easiest way to use the money you’ve saved and can stop you overspending
KEEPING YOU SAFE
• Customer support available 7 days a week
• We support biometric security (face & fingerprint ID)
• Any sensitive data we hold is stored using symmetric cryptography (AES)
• We use 256-bit TLS encryption to communicate with our servers
• We never share your data with third parties without your consent
Plum is a trading name of Plum Fintech Ltd. Plum Fintech Ltd. is a registered AISP with the FCA (FRN: 836158). Plum Money is the trading name of Saveable. Saveable Ltd. is authorised and regulated by the FCA (FRN: 739214) as an investment firm and credit brokerage firm.
For investments, all fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.
